Buying travel insurance seem more like an extra expenses for travelers. No one ever wish for an uncomfortable or inconvenient situation when embarking on a journey, but the reality is that things can go wrong in unexpected ways before or during a travel. Scenario like this could make travelers bless the day they bought a travel insurance plan. While most people don’t see the need to buy a travel insurance, some other travelers can’t do without an active travel insurance plan.

It could be a smart option for travelers to choose a travel insurance plan that meet their needs, protect them, and perhaps give them a peace of mind when travelling. For those who are still yet to make a decision as regards buying a travel insurance, here is a gentle reminder of why buying a travel insurance is a necessity:

1. Missed or Cancelled Flights

Nothing could be more annoying or devastating than missing a flight when there is no travel insurance in place. It could be as a result of an unexpected traffic along the road while heading to the airport or other emergency situations. With the common non-refundable travel policy, it would certainly be painful for a traveler who misses a flight. But with an active travel insurance plan, the cost of new flights and even last-minute accommodation would be covered.

2. Emergency Health Situation

Requiring an emergency health service is one of those situations that people never wished for, especially when on vacation or a trip. If condition warrants this, it might be difficult for a traveler to get immediate medical attention from a medical facility because of the expenses. But with a travel insurance, travelers can easily get connected with a professional healthcare provider with the cost covered by the insurance provider.

3. Baggage or Items Are Stolen

Either at the airport or travel destination, travelers can fall victim of thieves where their baggage or other valuable items such as phone, passport, iPad or computer can be carted away. This would be an extra expenses on the path of the traveler to replace the stolen item if an appropriate insurance plan is not in place. A travel insurance serves as a good way for travelers to protect their belongings.

4. Accident

An unfortunate scenario like accident can never be wished for by travelers but its index keeps increasing day by day. When one gets injured during an accident while traveling, a quick medical response is required. It might be difficult for the involved traveler to cater to the medical bills because of the urgency. A travel medical insurance will cover the huge medical bill and provide compensation for other damages.

5. Items Are Damaged

Whether an airline baggage-carrying assistant accidentally drops a traveler’s briefcase while handling it or a security operative holding a traveler’s phone or iPad while checking in carelessly broke it on the floor, a good travel insurance coverage would cover the damages.

Final Thought

It could be a better idea to give consideration to buying a travel insurance. This recipe has highlighted some important reasons why buying a travel insurance is a necessity. Perhaps this could help travelers make the best decision.